Kay Ng

Kay Ng is a Senior Associate at Al Tamimi & Company in Abu Dhabi, focusing on Banking and Finance Law. Her experience is primarily in banking and finance transactions, including acting for local and foreign financial institutions and companies in a range of domestic and cross-border transactions.

She has particular expertise in Islamic finance, trade finance, bilateral and syndicated loans, debt capital market issuances, and advising on various financial regulations in the UAE, including ADGM and DIFC.

Her recent experience includes advising leading banks in the UAE on complex conventional loan facilities, including a revolving credit facility extended to a hotel group, with a scope covering all UAE law matters for the lending syndicate including title deed diligence, security documentation for the deal (including 26 different securities) and coordinating perfection requirements under Dubai (including free zones) and DIFC law. She has also advised on Shariah-compliant financings based on Commodity Murabaha and Ijarah structures, including a revolving credit facility based on the one-day-gap Commodity Murabaha structure made available to one of the ACWA Power group of companies.

She acts for issuers or arrangers on numerous DCM mandates, advises lenders on secondary loan trading matters, and acts for local and international financial institutions to develop and update conventional and Islamic standardised legal contracts and standard terms and conditions for use in the UAE. She also assists foreign financial services companies on their establishment in the ADGM.

Kay is a member of the Honourable Society of Lincoln’s Inn. She holds a Bachelor of Laws (Hons) from the University of Reading (2015), completed the Bar Professional Training Course at BPP Law School (2016) and the Solicitors Qualifying Examination at The College of Legal Practice (2024). She was admitted as an Advocate and Solicitor of the High Court of Malaya in 2018, a Barrister-at-law of England & Wales in 2016, and a Solicitor of England & Wales in 2024. She speaks English and Mandarin.